Five Reasons To Consider Nebraska’s Student Insurance

No one plans to break a bone or fall ill, but it can happen to anyone at anytime.

Depending on the severity of the illness or injury students experience, the medical bills could add up quickly, keeping them from achieving their academic dreams.

Students should never have to choose between paying an expensive medical bill or paying their tuition, which is why the University of Nebraska partners with UnitedHealthcare StudentResources to offer a low-deductible, affordable health insurance option for students.

Here are the top five reasons to consider this health insurance plan for your student:

• The on-campus benefits can’t be beat. Most medically necessary services at the University Health Center are covered at 100 percent with no deductible or coinsurance.
  
• It’s accepted nationwide wherever UnitedHealthcare is accepted. That way, students can easily use their insurance when they are off campus.
  
• The low-deductible is realistic for most students’ financial situations. The annual deductible is $500 per insured person per policy year, and coinsurance is 80/20. The annual out-of-pocket maximum is $2,200 per person per policy year and the annual aggregate maximum benefit is unlimited.
  
• The plan includes Dental and Pharmacy. The annual dental benefits include two healthy mouth cleanings, two exams and two sets of bitewing X-rays, and a $1,000 maximum coverage per person per calendar year. Pharmacy co-pays are cheaper at the University Health Center than other pharmacies.
  
• The premium can be billed to a student’s MyRed account. With this benefit, students can pay the premium with their tuition and even use financial aid to help cover the cost.