Student Health Insurance

Student Health Insurance
Student Health Insurance

The University of Nebraska has partnered with UnitedHealthcare to offer UnitedHealthcare to provide a student insurance plan for Graduate Assistant and International students who are required to carry insurance.

UHCSR was successful in its bid to retain administrative services of the student health insurance plan for 2025-26. UHCSR’s successful bid resulted in minimal change to the annual premium, as well as certain enhancements to plan provisions, including:

  • Preferred Provider/Out-of-Network Provider deductible was reduced from $500/$1,000 per insured and $1,000/$2,000 per family to $300/$600 per insured and $600/$1,200 per family.
  • Preferred Provider urgent care center copay was reduced from $75 per visit to $50 per visit.
  • Deductible for injury-only benefits associated with UNO/UNK athletes participating in the student health insurance plan was reduced from $500 per insured to $300 per insured.
  • Annual student premium increased from $3,889.11 to $3,956.00, or $66.89 (1.7%).

Graduate Assistants & International Students
Graduate Assistant, and International students with “F” or “J” visa types are automatically enrolled each semester. Premium for the mandatory student policy is added to the student account and billed along with tuition and fees on the Consolidated Student Bill and can be viewed in MyRED. Each semester, the Office of Student Accounts will contact students through their @Husker email account with information about their enrollment and the steps required to accept or waive the insurance. The information can also be found on this site.

Accepting your Insurance
Accepting your insurance initiates your access to your insurance card, coverage details and online account access. Without your insurance ID card, you may be unable to use your insurance properly and are encouraged to ACCEPT your insurance early to begin managing your coverage right away. After accepting your insurance, you will be prompted to set up an account with UnitedHealthcare in order to access your insurance card and review your coverage. For assistance, see "How to Create Your Account" later in this page.
Follow the instructions below to ACCEPT your insurance.
Cancelling your Insurance
If you have other qualifying insurance and wish to cancel the insurance assigned to you by UNL, you must take action to CANCEL (waive) the insurance by following the steps below. Before you attempt to cancel your insurance, read the Waiver Criteria and collect all necessary documents that you will need to submit.
Follow the instructions below to CANCEL (waive) your insurance

NOTE: CANCELLING your insurance must be completed in the Fall AND Spring semesters by the posted deadline. If you do not successfully cancel the health insurance, you will be responsible for the cost of the premium added to your student account balance.
  • Fall 2025 - September 12, 2025
  • Spring 2026 - February 12, 2026
Dependents
United Healthcare offers an optional plan for dependents of students enrolled in the UNL Insurance policy. Dependents may be enrolled in the insurance plan through the student’s UHCSR MyAccount portal once the student has ACCEPTED enrollment. For more information, contact the United Healthcare StudentResources campus representative by emailing unebraskaadvocates@uhcsr.com

Coverage Period
  • Fall Semester:08/01/2025 - 12/31/2025
  • Spring/Summer Semester: 01/01/2026 - 07/31/2026

    Detailed premium rates for 2025-26 are as follows*:
    • Student: $3,956.00
    • Spouse: $3,921.96
    • One child: $3,939.99
    • Two or more children: $7,695.09
    • Spouse and two or more children: $11,617.04

    *Note: Premium rates exclude an administrative fee assessed to participants.
    If you have questions, feel free to contact a UnitedHealthcare StudentResources representative at (866) 351-4262.

The Graduate Report Wed. Aug. 06, 2025